Credit Analyst - Surabaya

Join Hino Finance Indonesia as a Credit Analyst in Surabaya and play a pivotal role in evaluating financial data to support lease application decisions. This position offers a dynamic opportunity to ensure the accuracy and validity of customer information while contributing to the growth of our automotive finance division.

As a Credit Analyst at Hino Finance Indonesia, you will be responsible for analyzing credit applications, verifying customer information, and assessing financial documents to determine the creditworthiness of potential customers. You will work closely with the leasing team to ensure that all lease applications meet our stringent criteria, contributing to the success of our leasing operations.

📋 Tanggung Jawab Pekerjaan

• Analyze credit applications and financial documents to assess the creditworthiness of customers.
• Verify customer information through various sources, including credit bureaus and financial institutions.
• Conduct thorough background checks to ensure the accuracy and validity of customer data.
• Collaborate with the leasing team to review and approve lease applications.
• Maintain and update customer credit profiles and financial records.
• Identify and mitigate credit risks associated with lease applications.
• Provide regular reports on credit analysis findings to support decision-making.
• Stay updated with industry regulations and best practices in credit analysis.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 3 years of experience in credit analysis or a similar role.
• Proficiency in using credit analysis software such as Dun & Bradstreet, Experian, or Equifax.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Ability to work under pressure and meet tight deadlines.
• Knowledge of Indonesian financial regulations and industry standards.
• Familiarity with Microsoft Office Suite, particularly Excel and Word.

🛠️ Keahlian

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